The first and foremost decision you have to make is to stop renting and become a home owner. That's probably one of the hardest things to do because you voluntarily decide to go out of your comfort zone, and do something different. If you rented your entire life this conversion will definitely be challenging emotionally and financially.
When you start making your 'home buying' list, at the same time start making a list of things around the house that you will have to now take care on your own. If that second list doesn't scare you, if you have enough savings for a down payment, and if your credit score allows you to qualify for a loan, then you are halfway to being a house owner.
Quick tip: visit as many open houses as you can, even if you know that the price is too high for you from the very beginning. It's a great way to find out what you would like to have in your house, and what you definitely don't want.
Infographic by: www.titlemax.com
When you start making your 'home buying' list, at the same time start making a list of things around the house that you will have to now take care on your own. If that second list doesn't scare you, if you have enough savings for a down payment, and if your credit score allows you to qualify for a loan, then you are halfway to being a house owner.
Quick tip: visit as many open houses as you can, even if you know that the price is too high for you from the very beginning. It's a great way to find out what you would like to have in your house, and what you definitely don't want.
Infographic by: www.titlemax.com